Margaret Gernell (Payne) Carter

September 3, 1924 ~ November 5, 2021 (age 97)


Margaret Gernell Payne Carter, 97, of Statesville, went to her rest Friday, November 5, 2021.

Mrs. Carter was born September 3, 1924 in Iredell County and was the daughter of the late Lonnie Pinkney Payne and Sadie Austin Payne. She attended Iredell County schools and was married to the late Lawrence Carter. She worked for K Mart for over 30 years. She was founding member of the Wild Goose Patchwork Club and a member of the Oakdale Club. She co-owned the Shop Creative Clutter with Virginia Beaver and later the Country Couple with her spouse. She was a lifelong member of Abilene Church of Christ, where she was a soldier for the Lord and taught Sunday School for many years

She is survived by one daughter, Sandra Josey; one son, Dennis Carter (Joan); 11 grandchildren, Penny Carter Moore (Ray), Larry Lawrence Carter, James Albert Josey, Jr., Melissa Carter Beaver, Cassandra Josey Troutman (Stephen), Ned Scott Carter (Tammy), Angela Marie Carter, Samantha Dale Pendergrass, Commie Lawrence Pendergrass (Collette), Rikki Leigh Carter and Joshua Payne Carter, 12 great grandchildren and four great great grandchildren. In addition to her husband and parents, she was preceded in death by one son, Larry Carter; one daughter, Judith Pendergrass, three brothers and two sisters.

Funeral service will be held 3:00pm Monday, November 8, 2021 at Abilene Church of Christ with Minister Dave Olson officiating. Burial will be held in the church cemetery. The family will visit with friends following the service in the Church Fellowship Hall.

Memorials may be made to Abilene Church of Christ Cemetery Fund and online condolences may be made to the family at

To send flowers to the family or plant a tree in memory of Margaret, please visit our floral store.


Funeral Service
November 8, 2021

3:00 PM
Abilene Church of Christ
120 Bell Farm Rd.
Statesville, NC 28625


Abilene Church of Christ Cemetery Fund
120 Bell Farm Rd., Statesville NC 28625

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